Local Auto Loans in Florida
Compare auto loan options from credit unions, banks, and online lenders before visiting the dealership.
Why Get Pre-Approved?
Getting pre-approved for an auto loan before shopping gives you a firm budget, helps you negotiate as a cash buyer, and prevents dealership finance markups.
Current Auto Loan Rates in Florida
| Lender | New Car APR (from) | Used Car APR (from) | Max Term |
|---|---|---|---|
| Suncoast Credit Union | 5.24% | 5.74% | 84 Months |
| MidFlorida Credit Union | 5.49% | 5.99% | 84 Months |
| Achieva Credit Union | 5.75% | 6.25% | 84 Months |
| Bank of America | 6.09% | 6.49% | 72 Months |
*Rates are estimates for highly qualified buyers and subject to change.
Featured Local Partner
Suncoast Credit Union
Branches in Florida
Starting APR
5.24%
Loan Terms
Up to 84 mos
- Often lower rates than traditional banks
- Membership required (easy to join)
Affiliate Partner
AutoPay
Online Lender
Starting APR
4.99%
Loan Terms
24 to 84 mos
- Compare multiple offers with one soft pull
- Good for refinancing existing loans
Rates shown are for illustrative purposes and represent the lowest possible advertised rates for highly qualified buyers. Your actual rate will depend on your credit score, vehicle year/mileage, loan term, and down payment. We do not guarantee rates or approvals.
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